I'd be happier with a black guy.
Double Hurtful. Your FS instincts are for someone to party with but in your FS heart you know you need someone with a good credit score to support your FS habits.
I have an excellent credit score, which I guess further cements the fact that I am ultimate slow strategy white
No, the ultimate SS white wouldn't even have a credit score because they refuse to pay interest on anything.
What if my credit card is always paid off in full each month and I never let the balance grow because I make sure I have the money to pay for things?
Sorry, no. You must have enough cash, not to exceed $1,000 in checking but in money markets or other liquid assets, on hand for any purchase over $1,000 but not exceeding $20,000. Anything above $20,000 and you will require at least six months or more to research the purchase anyways which will give you ample time to sell off the proper mutual fund holding you plan to sell(over the course of two tax periods of course) so as to minimize your capital gains taxes.
You are allowed one of either a gas card, department card(REI), or mileage club card which doesn't carry a balance but only 1 account with no revolving debt won't get you an "excellent" credit rating.