We've all had our home-runs, son, as well as our regrets. Like when I bought Costco at $59 and sold it at $95, then watched it run to about $400.00.
You suggest people get a Fiduciary. Interesting. I'm currently beating my Fiduciary-held index funds by about 90%, because my larger personal holdings are in sectors and companies I work in and understand.
You're obviously a numbers guy, above everything, and BFD that you made a good return this year. So did millions of others.
But if you cannot see the inverse relationship between your stellar performance and the CPI, well, you'll just have to learn it the hard way, probably in your late 50s.
I suggest you stop acting and writing like a little punk. You might be taken more seriously then.