So much for being responsible, honest, hard working and living below your means.

Bendintheriver

Well-known poster
Standard Supporter
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.
 
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
[/b]https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

Biden doesn't know what day it is.

The Kenyan behind the curtain is pulling the strings.

 
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't. [/b]

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

You mean they haven't been doing that already? Folks who took out bad student loans for worthless degrees should be bailed out by the guy who apprenticed to become a plumber. It's just the next step in buying votes. But thank goodness no mean tweets.
 
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

So Mellow, tells why you believe this is a good policy.
 
So if you buy a 1.5M home and finance 1.2 of it, you’re paying an extra 43,000.00 over the term.

That is fucking robbery.

But he’s not a socialist, guys….
 
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
[/b]https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

Biden doesn't know what day it is.

The Kenyan behind the curtain is pulling the strings.

Yep, same Kenyan who incentivized banks to make loans to people who couldn't afford them prior to the '08 collapse. Sure Dazzler....the government writ large doesn't pay for your pathetic existence.
 
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
[/b]https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

Biden doesn't know what day it is.

The Kenyan behind the curtain is pulling the strings.

Yep, same Kenyan who incentivized banks to make loans to people who couldn't afford them prior to the '08 collapse. Sure Dazzler....the government writ large doesn't pay for your pathetic existence.

Did you see where Joe Xiden is doing another decree to charge those with good credit more for loans to help the ones who don't repay their loans? Can't make this shit up!
 
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
[/b]https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

Biden doesn't know what day it is.

The Kenyan behind the curtain is pulling the strings.

Yep, same Kenyan who incentivized banks to make loans to people who couldn't afford them prior to the '08 collapse. Sure Dazzler....the government writ large doesn't pay for your pathetic existence.

Did you see where Joe Xiden is doing another decree to charge those with good credit more for loans to help the ones who don't repay their loans? Can't make this shit up!

MBNA-owned Joe Biden was a key proponent of the Bankruptcy Reform Act in the late 2000s that crushed poor people like bugs.

Notice there's no relief here. The bankers all get paid, handsomely, without losing a dime. In fact, they'll make out even better.

How do the Libtards we know swallow this shit over and over and over again?
 
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The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
[/b]https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

Biden doesn't know what day it is.

The Kenyan behind the curtain is pulling the strings.

Yep, same Kenyan who incentivized banks to make loans to people who couldn't afford them prior to the '08 collapse. Sure Dazzler....the government writ large doesn't pay for your pathetic existence.

Did you see where Joe Xiden is doing another decree to charge those with good credit more for loans to help the ones who don't repay their loans? Can't make this shit up!

MBNA-owned Joe Biden was a key proponent of the Bankruptcy Reform Act in the late 2000s that crushed poor people like bugs.

Notice there's no relief here. The bankers all get paid, handsomely, without losing a dime. In fact, they'll make out even better.

How do the Libtards we know swallow this shit over and over and over again?

You know you’re a laughingstock when your peers in the US Senate refer to you as MBNA Joe.
 
Last edited:
The Doogersons just bought a vacation home down in Arizona. Wanting to keep some cash on hand for rainy days that are no doubt ahead, we took out a loan. We were going to put a substantial amount down, though. We're not dumbasses. We have mid 850s credit.

OK, so that's the backdrop.

Find a good mortgage broker down there...have some discussions about what we're trying to do. He explains in great detail what was coming and - pretty much what is described in the article. So get this...banks were already pricing this shit in. I got a lower rate, at a low cost, by putting LESS down due to the Fannie Mae/Freddie Mac Policies. He lamented it would be even lower if I had 100 points less on my credit score.

The banks petitioned for these rate sheet changes to not occur because it drives them to be required to take on significant risks - and the only way to counter that risk is to charge hard working, successful folks like the Doogersons.

This is such fucking bullshit...

The result of these policies are easy to predict - just give it a few years.
 
The rats are now going to make everyone who has made good decisions in their lives pay for those that haven't.

Biden needs to just die and go away. He is hurting and killing so many people with his policies that to save the country from further ruin he just needs to not be here. The worst president and administration ever.
[/b]https://www.foxnews.com/us/biden-rule-redistribute-high-risk-loan-costs-homeowners-good-credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.. We have the devil in charge.

Biden doesn't know what day it is.

The Kenyan behind the curtain is pulling the strings.

Yep, same Kenyan who incentivized banks to make loans to people who couldn't afford them prior to the '08 collapse. Sure Dazzler....the government writ large doesn't pay for your pathetic existence.

Did you see where Joe Xiden is doing another decree to charge those with good credit more for loans to help the ones who don't repay their loans? Can't make this shit up!

MBNA-owned Joe Biden was a key proponent of the Bankruptcy Reform Act in the late 2000s that crushed poor people like bugs.

Notice there's no relief here. The bankers all get paid, handsomely, without losing a dime. In fact, they'll make out even better.

How do the Libtards we know swallow this shit over and over and over again?

You know you’re a laughingstock when your peers in the US Senate refer to you as MBNA Joe.

Nowadays he'll be forever known as Ukraine Joe.
 
Being on time. Doing a good job at work. Paying your bills on time is racist. At least according to the Director of the DEI division of the State of Oregon.
 
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